2025 State of RegTech in Sub-Saharan Africa Report Launched, Highlights Surge in Supervisory Technology and Financial Inclusion

Source: APO

RegTech Africa (https://RegTechAfrica.com/) today formally announces the publication of the 2024 State of RegTech in Sub-Saharan Africa Report, a comprehensive, data-driven industry report examining the rapid evolution of regulatory innovation across Africa’s financial ecosystem. The report provides strategic insights into the growth of RegTech and SupTech, regulatory innovation, financial inclusion, and the critical role of technology in strengthening consumer protection across emerging and complex markets.

The report positions Sub-Saharan Africa as one of the most dynamic frontiers for regulatory technology, driven by the expansion of FinTech, mobile money, cross-border payments, and real-time digital supervision. It highlights how regulators and financial institutions are increasingly leveraging artificial intelligence, machine-readable regulation, and cloud-based architectures to manage risk while expanding access to formal financial services.

Cyril Okoroigwe, Chief Executive Officer, RegTech Africa, said: “This report marks a defining moment for Africa’s regulatory and digital finance ecosystem. RegTech is no longer a back-office function, it is now core infrastructure for trust, stability, and inclusive growth. The report captures how African regulators and market participants are moving from reactive compliance to proactive, technology-driven supervision.”

The publication also underscores the growing adoption of Supervisory Technology (SupTech) by central banks and financial authorities, signaling a structural shift towards real-time, data-driven oversight across the continent.

Commenting on the broader implications of the report, Dr. Tunde Ibidapo-Obe, CEO, Regfyl, stated: “The findings of this report clearly demonstrate that Africa is shaping a uniquely innovative model of digital regulation. The convergence of RegTech and SupTech is enabling safer markets, stronger consumer protection, and scalable financial inclusion that other regions are increasingly studying and learning from.”

The 2024 State of RegTech in Sub-Saharan Africa Report serves as a strategic benchmark for policymakers, regulators, financial institutions, FinTech leaders, investors, and development partners seeking to understand the next phase of digital financial infrastructure in Africa.

Access the full report at: https://apo-opa.co/491ZJGx

Distributed by APO Group on behalf of RegTech Africa.

For Partnership & Research Collaboration:
info@regtechafrica.com

About RegTech Africa: 
RegTech Africa is a leading platform advancing regulatory technology adoption through research, policy engagement, industry convening, and capacity building across emerging markets.

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At the heart of Africa’s fintech evolution: Exness opens new Cape Town regional hub

Source: APO

Exness (www.Exness.com), one of the world’s largest multi-asset brokers, has officially opened its new office in Cape Town, marking a major milestone in its long-term commitment to traders and partners in Sub-Saharan Africa (SSA).

As fintech innovation continues to accelerate across the region, South Africa has emerged as a natural hub for financial technology and digital inclusion. With one of the most advanced financial systems in Africa and a thriving ecosystem of start-ups and talent, Cape Town offers a unique blend of innovation and opportunity, making it the ideal regional hub for Exness.

The new state-of-the-art office serves as the center of Exness’ operations in South Africa and across the SSA region. It will house local professionals providing local expertise and insights, ensuring that clients across the region benefit from local insight and global-standard service.

Petr Valov, Exness co-founder and CEO, expressed, “The opening of our Cape Town office marks a new chapter for Exness, one that involves innovation and regional growth. We see immense potential in SSA and our investment here reflects our confidence in the region’s growth and in the incredible talent driving it.”

The office’s inauguration brought together Exness executives, local partners, and media representatives to celebrate this significant milestone. The event featured a ribbon-cutting ceremony, speeches from the company’s senior management, and a reception with the regional team, underscoring Exness’ deepening roots in the region.

The celebration continued with the Creators (EX)perience held at Killarney International Raceway’s Joubert Pits,  where Exness hosted an adrenaline-charged event that embodied the brand’s values of precision and prestige. The day featured a supercar showcase and F1-style pit stop challenges, bringing the energy of motorsport to life. Guests also participated in a high-intensity racing simulator competition, where their reflexes were put to the test in a virtual tournament.

Paul Margarites, Exness Regional Commercial Director, commented, “By building a strong local presence, we are bringing our global expertise closer to our traders. This office is more than a space; it’s a reflection of our long-term commitment to traders in the region.”

By combining cutting-edge trading infrastructure with local expertise, Exness is empowering traders with access, confidence, and better-than-market conditions. Exness’ growing Sub-Saharan Africa operations are supported by its Financial Sector Conduct Authority (FSCA) license in South Africa and its Capital Markets Authority (CMA) license in Kenya, reinforcing the company’s commitment to responsible, transparent, and regulated operations across the continent.

Distributed by APO Group on behalf of Exness.

About Exness:
Founded in 2008, Exness is a global multi-asset broker committed to providing traders with better-than-market conditions. Today, Exness is trusted by a global network of active traders. With a focus on transparency, innovation, and long-term partnerships, Exness delivers stability, precise execution, and instant withdrawal processing, setting the benchmark for reliability in the online trading industry.

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Major Global Players Set to Join MSGBC Upstream Market as Nations Eye Future Discoveries

Source: APO

Several international energy companies are expected to join the MSGBC region’s upstream market in the coming months, as operators target exploration opportunities in The Gambia, Guinea-Bissau and Guinea-Conakry. Speaking at the MSGBC Oil, Gas & Power 2025 conference this week, Ben Sayers, Partner & Energy Specialist, GeoPartners, explained that the south of the MSGBC region has not yet heralded a major discovery, but expected forays by international companies could potentially turn this trend around.

“We are seeing a very different position in the north of MSGBC and the south. In the north, we have production onstream in Senegal and Mauritania. In the south, countries still need to drill to find that oil. We have seen Chevron joining Guinea-Bissau which is fantastic for the south part of the basin. We could see similar things in The Gambia, with two to three big companies expected to join. Companies are also linking up to work with Guinea-Conakry,” Sayers said.

These developments align with a broader trend by regional nations to incentivize upstream investment. In addition to opportunities in the south of the MSGBC basin, Paul Freeman, Global Exploration Advisor, SLB, highlighted opportunities in deeper acreage across the region. He explained that “We know the geology is good and there are the right kind of play types. Once you go below 1,000 m, there is very little exploration. But recent discoveries in Namibia show that certain play types and source rocks work better the deeper you go. There is a vast area in the MSGBC basin in the ultra-deepwater that still has potential to be unlocked.”

Against a backdrop of record-breaking production and major investments, the MSGBC region is positioning itself as the next major exploration hub. From improved fiscal terms to bold exploration campaigns and new block opportunities, regional nations are looking to attract fresh capital in upstream projects.

“I used to say that the MSGBC is a world-class petroleum system; but I was wrong, it is a super world-class petroleum basin. We now have solid drilling evidence proving that we have multiple source rocks. We have Permian source rocks, source rocks in the Jurassic and cretaceous. Seismic does not find oil and gas. While seismic is a requirement, drilling finds oil and gas,” stated Rogers Beall, Executive Chairman, Africa Fortesa Corporation.

Senegal is currently seeking partners to develop its Yakaar-Teranga gas project while Mauritania is looking to advance its BirAllah development. To attract partners in these projects – as well as other exploration initiatives – Alioune Guèye, CEO, Petrosen Holding, underscores the role of national oil companies (NOC).

He explained that “the basin is attractive enough in terms of geology. Now the question is, why haven’t we attracted more players into the basin? I believe that there are steps in attracting big players. One of the first steps is for NOCs to do some volarization and preliminary work. Companies like Petrosen need to step up their game and do that work to de-risk [the basin] and ensure that we can attract those players to invest.”  

Mauritania is strengthening its regulation under efforts to attract partners to projects such as BirAllah. Chemsdine Sow Deina, Director General of Petroleum and Low Carbon Hydrogen, Ministry of Energy and Petroleum, Mauritania, explained that “We have recently established some improvements to the regulations, including terms associated with cost recovery. We have a better investment code and a new local content code. The legal framework is based on best practices worldwide. The win-win partnership is our strategy.”

Distributed by APO Group on behalf of Energy Capital & Power.

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Senegal Charts Gas-to-Power Strategy at MSGBC 2025

Source: APO

Senegal is emerging as a continental leader in gas-to-power solutions, combining innovative technical models with flexible project delivery to meet rapidly growing electricity demand, panelists said on Tuesday at the MSGBC Oil, Gas & Power 2025 conference in Dakar.

Senegal’s approach is already showing results: the country launched Africa’s first LNG-to-power project this July without subsidies, highlighting a model that could serve as a blueprint for the region, according to Zackarie Fortin-Brazeau, Vice President for LNG to Power & Clean Technologies at Karpowership.

“This is a milestone for the continent and showcases the proof of discipline and strong execution here in Senegal,” Fortin-Brazeau said. He noted that Senegal’s electricity demand is growing by 9–10% per year, among the fastest in the world. “Keeping up with this demand requires reliability, flexibility and speed. New turbines today take around five years to procure, deliver and install – this is why powerships play a long-term role in countries that have quick emerging power.” Fortin-Brazeau emphasized that floating powerships can be deployed faster and at lower cost than land-based plants, complementing renewable energy sources by providing generation that can respond quickly to intermittent supply.

The push for gas integration is underpinned by a broader strategic shift, according to Papa Toby Gaye, Director General of national electricity company SENELEC. “This strategy is built on decentralizing capacity. We understand that electricity costs depend heavily on the type of fuel used… If we are able to introduce gas into the mix, we can significantly reduce electricity prices,” Gaye said. He added that smaller, distributed power plants will allow Senegal to flexibly integrate gas as it becomes available.

Technical execution remains central to these efforts. Pape Momar Lô, CEO of state-owned Réseau Gazier du Sénégal, emphasized rigorous preparation, including stakeholder consultation, mapping and environmental planning. He also highlighted the wider potential of gas infrastructure: “Even today, the conversation has moved beyond simply ‘gas-to-power’ to ‘gas-to-X.’ This reflects that various industries – whether in agriculture, transportation, aquaculture, health or fishing – can adapt and take advantage of this gas infrastructure for their own development. We need a strong legal framework, with a strong gas code to make sure this is sustainable.”

The economic case for gas-to-power in Africa was reinforced by Dr. Riverson Oppong, CEO of the Chamber of Oil Marketing Companies. “We have tested gas-to-power not only in Ghana but other African countries. The technology is tested, acceptable, and most importantly, very affordable,” he said. Highlighting Ghana’s experience, he noted that switching from crude oil or diesel to gas cut electricity tariffs significantly, illustrating the financial impact of integrating gas.

From a financial and operational perspective, Dominique Gadelle, VP Early Engagement Gas at TechnipEnergies, highlighted the pillars of successful gas-to-power projects: revenue security, risk reduction, ESG compliance and technological integration. “Switching from fuel to natural gas is one of the most credible pathways, as it can reduce CO₂ emissions per megawatt-hour by approximately 50%,” he said. Gadelle also emphasized forward-looking planning for the sector: gas-to-power is a lever to transition from coal and fuel to cleaner electricity, but networks should eventually be ready to integrate hydrogen and reduce reliance on carbon to meet future energy demands.

Distributed by APO Group on behalf of Energy Capital & Power.

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Kidnapping for ransom in the Sahel: analysis of 24 years of data shows a new trend

Source: The Conversation – Africa – By Alexander M. Laskaris, Visiting Scholar, University of Florida

Kidnapping for ransom has a long history in the west African Sahel. In 1979, a rebel group led by Chad’s future president Hissène Habré kidnapped a French archaeologist and a German medical doctor in the north of the country. The kidnappers asked for the release of political prisoners, among other demands.

Over the decades kidnapping became an industry in the Sahel. Governments were willing to pay financial and political ransoms even if they denied it publicly. This industry fuelled the expansion of jihadist groups from Algeria to the Sahel (south of the Sahara) between the early 2000s and mid-2010s. The most spectacular of these kidnappings was the abduction of 32 European tourists in 2003. It was carried out by the Salafist Group for Preaching and Combat in the Algerian Sahara. A €5 million ransom was reportedly paid for the hostages.

Using conflict data from the Armed Conflict Location and Event Data Project, we examined the evolution of abductions and forced disappearances in 17 west African countries over the last 24 years. We are scholars with personal experience as a former ambassador to Chad and Guinea and a geographer.

We analysed nearly 58,000 violent events. These events have caused the death of more than 201,000 people from January 2000 through June 2024.

Our findings suggest that the kidnapping industry has experienced a major shift. We discovered that most of the victims of kidnappings for ransom were westerners until the end of the 2010s. Since then violent extremist organisations have turned to local civilians. Both western and local hostages represent lucrative resources that ultimately fuel insurgencies in the west African Sahel.

A lucrative industry

Armed groups have learned that seizing a western hostage is a low-risk and high-reward proposition. It leads to financial gain and political accommodation. The exact amount of money paid is difficult to assess due to the opacity of the negotiations and the number of intermediaries involved. An estimated US$125 million was paid by European countries to liberate hostages captured by al-Qaida and its affiliates in this region from 2008 to 2014.

These resources have fuelled the international development, training and arms purchases of armed groups. For example, in October 2025, the United Arab Emirates allegedly paid a US$50 million ransom. They also allegedly delivered military hardware to al-Qaida-affiliated militants for the release of Emirati hostages in Mali.

The revenues generated from ransom payments have facilitated the development of alliances between militant groups and local leaders. They have also made the recruitment of young combatants from Mali, Niger, Mauritania and Burkina Faso easier for extremist organisations, by offering significant financial incentives.

As security expert Wolfram Lacher explains, kidnapping for ransom was the most important factor behind the growth of al-Qaida in the Islamic Maghreb in northern Mali.

The common perception is that when a westerner is taken hostage in the Sahel, a mighty military apparatus is deployed to rescue them. However, there is little to suggest that western military pressure on terrorist or criminal networks contributes to hostage recovery. Indeed, the most likely outcome of an armed rescue operation has proven to be the death of the hostage. Most of the time, the reason for their release has been ransom and concessions negotiated by local partners.

Local civilians increasingly targeted

In the last decade, the number of foreigners living or travelling in the Sahel has plummeted. Due to terrorism and political unrest, travel to the region is strongly discouraged by western countries.

Jihadist militants have therefore turned to local targets and started abducting a growing number of civilians from the region. Our report reveals that abductions and forced disappearances have experienced a twenty-fold increase since Jama’at Nusrat al-Islam wal-Muslimin (JNIM) was formed in 2017.

Kidnappings tend to occur both along major transport corridors and in rural areas. There, jihadist groups have implemented a predatory economy based on looting and ransoming civilians. In the central Sahel, this kidnapping economy has spread to most rural areas. This includes the south of the Wagadou forest in Mali to the W National Park at the border between Burkina Faso, Benin and Niger.

The brutal local economics of kidnap for ransom is also vibrant in the Lake Chad region. Although the kidnapping of westerners is, on a per capita basis, far more lucrative in the Sahel, these groups are doing a brisk business of kidnapping civilians, as shown on the map below.

Map 1. Kidnappings in the Lake Chad region, 2018-2024.

In late November 2025, for example, more than 300 children were kidnapped by unidentified gunmen in a Catholic school in western Nigeria. Our analysis shows that about a third of these events involve abductions of girls and women.

Civilians are usually released unharmed shortly after their motorbikes, food items, phones and animals have been taken, or ransom has been paid.

Should ransoms be paid?

The question of whether hostage situations should be resolved by paying a ransom depends on the parties involved.

For Sahelian governments, acceding to ransom demands weakens their political position and provides material support for those who threaten them. The same applies to foreigners in the Sahel – relief workers, missionaries, business people, tourists – for whom every ransom paid makes their position more precarious.

For western governments responsive to family, media and political pressure, however, bringing hostages home via ransom is always the easiest solution. Media coverage focuses on joyful reunions, not moral hazard.

In the United States, the 2020 Robert Levinson Hostage Recovery and Hostage-Taking Accountability Act reorganised the internal hostage response capacity of the government. By streamlining the process by which accommodations are made to the kidnappers, the act established clear lines of authority, while giving families both better support and access to decision-makers.

Left unresolved is the tension between the prohibition on paying ransom to terrorist organisations and the reality that, for kidnapping victims and their families, the best response is to pay. Given the vastness of the Sahel and the lack of any effective security response, caving to ransom demands is the best hope for a successful resolution.

We should not criticise families for demanding action from their governments, for acceding to terrorist organisations’ ransom demands, or for rejoicing when hostages are liberated. At the same time, however, one should also not be afraid to state the obvious: their joy leads inevitably to another westerner’s or African’s trauma.

– Kidnapping for ransom in the Sahel: analysis of 24 years of data shows a new trend
– https://theconversation.com/kidnapping-for-ransom-in-the-sahel-analysis-of-24-years-of-data-shows-a-new-trend-270714

Managing conflict between baboons and people: what’s worked – and what hasn’t

Source: The Conversation – Africa – By Shirley C. Strum, Professor of the Graduate Division, School of Social Sciences and Emerita, Department of Anthropology, University of California, San Diego

Conflict between humans and baboons can tear communities apart. Shirley C. Strum has studied wild olive baboons in Kenya for more than 50 years. In that time she’s come to understand the species intimately. In this article she argues that humans have taken from nature (without asking) for too long. And that now it’s time for us to rethink this relationship.

What have you learnt about baboon behaviour and habits over the past 51 years?

During my studies I have found that baboons are smart and sophisticated, and they need each other to be successful because of an unwritten “golden rule” – “do unto others as you would have them do unto you”.


Read more: Baboon bonds: new study reveals that friendships make up for a bad start in life


Baboons aren’t yet endangered, because they adapt to new human environments. Part of this adaptability includes flexible primate hands (not trunks or hooves), primate intelligence, and the combined knowledge of their social group.

My research over the decades has provided a great deal of evidence of this.

As far as conflict with wildlife is concerned, you can’t ignore the growth in human population everywhere. In 1972, when I started my research, Kenya’s population was 12 million. Now it is pushing 60 million people.

This rate of population growth means more land is used for infrastructure and food. Development has converted wildlife areas into rural, suburban and urban human environments over the last 50 years.

As a result, human-wildlife conflict has increased. In Kenya, most wildlife exists in parks, reserves and surrounding areas. Kenya Wildlife Service recorded 10,000 episodes in these areas in 2024.

My research demonstrated that the cost of raiding has to outweigh the benefits for the baboons. Once tasted, human foods, including field crops, are ideal. Baboons are a special case of conflict because they can outsmart most humans. And baboons can be very destructive when they lose their fear of humans as they have in some parts of Cape Town, South Africa.

How can baboons be stopped from raiding farms and homes?

This depends on both the context and the history of baboon troops in the area.

The best solution to resolving conflicts is to prevent them. Changing human behaviours is difficult. And preventing bad baboon behaviour – like raiding human foods – is easier than trying to change baboon behaviours once they occur.

But this is an increasingly rare opportunity today because of the humanisation of the landscape.

What approaches have been tried and which ones have been successful?

The Gilgil Baboon Project – after translocation it became the Uaso Ngiro Baboon Project – started on a 45,000 acre (18,000 hectare) cattle ranch with more wildlife than cattle. We tried many control techniques, old (guarding and chasing) and new (playback of baboon alarm calls, leopard scats and lithium chloride taste aversion).

The ranch was then sold to Gikuyu Embu Meru Association, which distributed land to its members. Baboons began enjoying the new foods, raiding crops regularly.

Research demonstrated that the costs of raiding had to outweigh the benefits for baboon to stop raiding. It might surprise you that baboons do not eat human food out of spite but because of deep evolutionary imperatives. Their foraging aim is always to get the most nutrition for the least expenditure of energy.

Once tasted, human foods are special. They are large packages of easy to digest fare, the equivalent of baboon fast food. This makes baboons very difficult to control given the benefit of eating human food.

Some observations about solutions.

Boundaries: To prevent baboons raiding, you must draw a line beyond which baboons cannot go and reinforce it frequently and consistently. Given how much a baboon has to gain, she or he can devote plenty of time to waiting for the right moment.

Because of the growth of human population, many places already have baboon raiders. In this case, fields must be guarded by people all the time, homestead doors and windows can’t be left open (unless window bars prevent baboons of any size getting in) and many other human time-consuming and costly coping behaviours have to be used to control baboon raiding.


Read more: Fast, cheap calories may make city birds fat and sick


Remember, to control raiding the cost must exceed the benefit. You have to use up baboon time, forcing them to look for other things to eat. But harming a baboon doesn’t work unless it is directly linked to the raiding and in full view of the rest of the group.

If the baboon habit of eating human food has become a “tradition”, it is difficult to extinguish.

Translocation: If you have enough money and time, translocating the baboons might be an alternative. Translocation means moving them to a new place in their historical range. I pioneered translocation for primates in 1984 when I moved three troops from Kekopey Ranch near Gilgil, Kenya to a place where crops couldn’t grow, the Eastern Laikipia Plateau in Kenya.

Today, however, there are very few places left where baboons can’t get into trouble.

Killing: The final option is to remove the baboons. I call it “killing” because fancy names don’t hide the reality. However, it isn’t as easy as it sounds. You first need to understand baboons. Second, the baboons can’t be killed by a helicopter gunship or even professional hunters. They are too wily. Killing a whole baboon group has its challenges. Even if you succeed (which I doubt), removing one group from a population means another troop will soon take its place.

These are hard choices that I don’t take lightly. It is one thing to view wildlife from the safety of your home or vehicle but another to have baboons steal your food, take your livestock, or decimate your crops.

What needs to change?

Human views about baboons have changed over the last 50 years from positive to negative. Today, social media is rife with conflict between baboons and humans in southern Africa. Nature is real, but our ideas about nature are cultural and based on our experiences and attitudes.

We are faced with a difficult dilemma: humans cause the problem but wild creatures pay the price. Conflict between baboons and humans won’t change unless human behaviour and attitudes change.

Dr Strum has a new book published by Johns Hopkins University Press: Echoes of Our Origins: Baboons, Humans and Nature. It is available on Amazon US and Amazon UK.

– Managing conflict between baboons and people: what’s worked – and what hasn’t
– https://theconversation.com/managing-conflict-between-baboons-and-people-whats-worked-and-what-hasnt-264821

Family time: how to survive – and even thrive – over the holidays

Source: The Conversation – Africa – By Nicolette V Roman, SARChI: Human Capabilities, Social Cohesion and the Family, University of the Western Cape

At the end of the year, many families reunite to enjoy time together. These times can be happy, yet sometimes they reveal tensions, unsatisfied needs and difficult relationships. The reality is that being together does not necessarily mean you are connected. Families can be both joyful and anguished or distressed at the same time.

These contradictions are brought into focus during festive periods. They show just how strong the ties of a family are, and remind us that family life is not just a social structure but a continuous practice of connecting and caring.

In our work at the Centre of Interdisciplinary Studies of Children, Families and Society at the University of the Western Cape in South Africa, we pose what seems on the surface a very simple question: what do families do to not only survive, but thrive together?

We find repeated themes in our research: families thrive (or do well) when trust is fostered, when care is given and when all members feel they belong.

Family cohesion enables individuals to feel safe and connected. It is not about being perfect or agreeing always, but being able to trust and get along with each other.

We’ve found that more unified families can:

  • communicate openly

  • adapt to change

  • support each other in the trials of life.

These virtues are not something to be assumed. An example is trust, which is not automatic. It is constructed gradually, by respecting each other, the consistency of a present caregiver, the fairness of shared tasks, the assurance that a person’s voice is heard.

In cases where trust breaks down, families tend to say that they feel uncertain, or even unsafe, in their own homes. Yet when trust is strong, it creates the invisible thread which helps families to survive change.

Our studies show that disagreement can coexist with closeness, provided families have ways to repair relationships after tension. One parent in our research said it best:

We fight, we cry, but we still sit together for supper.

That small act of sitting together is part of the work of care that holds families intact.

South African families

South African families and households are diverse in their structures: nuclear, single-parent, multigenerational, child-headed or based on emotional connection and choice. That’s the result of cultural richness as well as the heritage of apartheid, which disturbed traditional family life through forced migration, labour relations and systemic marginalisation.


Read more: Policies in South Africa must stop ignoring families’ daily realities


In our qualitative research in urban communities, families mixed both traditional values and contemporary realities. Grandmothers are usually key figures in caregiving and young people contribute meaningfully to family and household life. But families face significant pressures. Many struggle to meet basic needs, like shelter and food, as well as intangible needs like love, respect and understanding. Family cohesion may be eroded when these needs are not met.

Unmet needs also reflect what we call “bad care”. By that we mean not getting care, or getting inadequate care.

The impact of bad care on people is among the most interesting things that we discovered during our research. It occurs when care-giving responsibilities are not shared equally, when intangible needs are not met or when family members can’t talk to each other. The consequences of unmet intangible needs are usually quite powerful.

For example, a grandmother may make sure her grandchildren are fed, dressed and safe every day. But if her desire for love, connection, or relaxation is not met, she may feel like no one cares about her or that she is being taken for granted. As one grandmother described it, being “the glue” that kept the family together meant her personal needs for rest, emotional support, or simply being cared for were overlooked.


Read more: Older South Africans need better support and basic services — and so do their caregivers


Some families expect their younger members (daughters in particular) to take care of other people, even if they are not prepared or haven’t consented. In our study, one interviewee said that since the death of her grandmother, she was supposed to be the one who would keep the family together though she did not consider herself ready. Her personal needs such as being heard, respected and given space to grieve were placed on hold.

A care-giver who feels as though no one is noticing or supporting them might end up feeling depressed, angry, or burned out. They might not ask for help, for fear of being judged or rejected. One woman said she never talked to her family about her concerns since they “have their own problems” and “don’t want to listen”. This silence, which can be caused by pride, fear, or a lack of trust, can hurt relationships and make people feel even more alone.

Bad care also refers to being given care that is not responsive to all the needs of a family member. Families who only consider aspects like food, shelter and money might lose sight of emotional and spiritual needs. And as those are not fulfilled, the emotional fabric of the family starts to fall apart.

During the holidays, these family behaviours tend to get worse. Being back under one roof brings out disparities in money, values, or hopes. Adult children come home with fresh experiences, parents remember the sacrifices they made, and grandparents hope their traditions will live on.

Care becomes the language that connects people of all ages in this mix. It can be said in words, like when people talk, laugh, or say they’re sorry. It often happens softly, like when people share a meal made with love, offer to help, or take a moment to listen.

Care is not seasonal. It is every day and intentional. The family is not a luxury; it is the pillar of wellbeing. Once the decorations are packed away and the noise fades, what remains are the relationships we have tended.

– Family time: how to survive – and even thrive – over the holidays
– https://theconversation.com/family-time-how-to-survive-and-even-thrive-over-the-holidays-269035

At the 30th United Nations Climate Change Conference (COP30), African Development Bank (AfDB), development partners call for major new financing to accelerate Africa’s Great Green Wall initiative

Source: APO

At the 30th United Nations Climate Change Conference (COP30) in Belém, Brazil, development partners including the African Development Bank (www.AfDB.org), urged for a scale up in financing to deliver the Great Green Wall’s 2030 targets.

Currently funded by contributions from Member States and development partners, this African Union initiative aims to restore 100 million hectares of degraded land, sequester 250 million tonnes of carbon and create 10 million jobs in 11 countries in the Sahel region, stretching from Senegal in the west to Djibouti in the east of the continent.

“Despite the support of many countries and institutions, including multilateral development banks such as the African Development Bank and the World Bank, we are still far from meeting the financing needs of the Great Green Wall,” said Ibrahim Sow, special advisor to the Senegalese president on environmental issues.

Sow moderated a session during the climate conference titled ‘Scaling up finance for the Great Green Wall: from climate ambition to integrated action for Land, Nature and People’. The session was organised by the Pan-African Agency for the Great Green Wall, the African Development Bank Group and the World Food Programme, as a forum to discuss strategies for mobilising large-scale financing, including private and innovative resources. The Pan-African Agency for the Great Green Wall, based in Nouakchott, is the implementing body for the Great Green Wall Initiative.

In January 2021, €19 billion in contributions were announced for the Great Green Wall during a round table organised in Paris alongside the One Planet Summit on biodiversity. The African Development Bank, a leading partner in the initiative, indicated that it would contribute approximately $6.5 billion through its ongoing programmes.

“Fifteen years after its launch, the Great Green Wall is moving from vision to implementation. Millions of hectares have been restored, and thousands of green jobs have been created, but significant gaps in financing and capacity remain. To achieve its goals by 2030, enhanced collaboration between African governments, development partners and the private sector is essential,” argued Mr Garba, a former Minister of the Environment for Niger.

Sékou Koné, technical advisor to the Malian Ministry of the Environment, representing its minister, believed that political will, the development of a legal framework to protect investments in the Great Green Wall area and an attractive economic environment would encourage other partners and the private sector to invest. “Our countries must position themselves to access new funds. One example is the Tropical Forest Forever Facility (TFFF), which has just been launched by the Brazilian presidency of COP 30, to which 74 countries have said they will sign up,” he said, echoing support for South-South cooperation.

Participants stressed the importance of strengthening institutional capacities, human resources and the very structure of the agency, to ensure it has all the resources it needs to operate effectively.

Al-Hamndou Dorsouma, the African Development Bank’s manager for Climate and Green Growth, affirmed the institution’s very strong’ support for the Great Green Wall.

“In addition to attracting concessional public resources, the Agency should develop a pipeline of bankable projects in land restoration and climate change adaptation, with a view to mobilising new and innovative financing, including blended finance, carbon markets, green bonds and climate funds, in order to bridge the Great Green Wall’s financing gap,” Doursouma said.

He cited as an example the Climate Action Window created as part of the 16th replenishment of the African Development Fund (ADF-16) in 2023, which mobilised more than $450 million, enabling it to support 41 projects worth $322 million in its first year of operation, with beneficiaries including countries in the Great Green Wall. He called for enhanced coordination and synergy of action among the partners of the initiative to avoid duplication of actions.

Participants in the session emphasised the need for close involvement of local communities and local authorities, as well as strengthening national structures to enable them to access climate finance directly.

Distributed by APO Group on behalf of African Development Bank Group (AfDB).

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HH the Amir Receives Written Message from President of Equatorial Guinea

Source: Government of Qatar

Doha, December 11, 2025

HH the Amir Sheikh Tamim bin Hamad Al-Thani received a written message from HE President of the Republic of Equatorial Guinea, Teodoro Obiang Nguema Mbasogo pertaining to bilateral relations and ways to support and develop them.

The message was received by HE Prime Minister and Minister of Foreign Affairs Sheikh Mohammed bin Abdulrahman bin Jassim Al-Thani, during his meeting today with HE Vice President of the Republic of Equatorial Guinea, Teodoro Nguema Obiang Mangue.

The Islamic Corporation for the Insurance of Investment and Export Credit (ICIEC) Provides EUR 135 million Insurance Support for Türkiye’s Strategic Kars–Iğdır–Aralık–Dilucu High Standard Railway Project

Source: APO – Report:

The Islamic Corporation for the Insurance of Investment and Export Credit (ICIEC) (http://ICIEC.IsDB.org), a Shariah-compliant multilateral insurer and member of the Islamic Development Bank (IsDB) Group, has approved EUR 135 million in Non-Honoring of Sovereign Financial Obligations (NHSFO) insurance in support of the Kars-Iğdır-Aralık-Dilucu (KIAD) High Standard Railway Project in the Republic of Türkiye. MUFG Securities EMEA plc arranged the overall transaction, within which a Murabaha financing facility, supported by ICIEC has been structured for the project.

The KIAD Railway is a flagship infrastructure project under Türkiye’s 12th Development Plan (2024–2028), spanning 223.9 km from Kars to Dilucu at the Turkish-Azerbaijani border and linking directly to the Kars–Tbilisi–Baku corridor. With five stations serving key districts in the Kars and Iğdır provinces, the line will become a vital segment of the Silk Road Economic Belt, strengthening the Trans-Caspian Middle Corridor as a competitive Asia–Europe freight route.

The Project is set to generate strong economic and environmental impact by shifting freight from road to electrified rail, cutting logistics costs by an estimated 40% by 2030, enhancing supply chain efficiency, and supporting regional industries. It will employ around 3,000 workers at peak construction and stimulate broader economic activity. Its fully electrified, double-track design will also contribute significantly to Türkiye’s climate goals, reducing 498,276 tons of CO₂e annually and achieving 95% energy efficiency—placing KIAD among the region’s greenest transport initiatives.

Dr. Khalid Khalafalla, CEO of ICIEC, stated, “This strategic investment reflects ICIEC’s continued commitment to supporting sustainable, high-impact infrastructure in Türkiye and across our member states. The KIAD Railway strengthens regional connectivity, advances cleaner and more efficient transport solutions, and promotes trade integration between Asia and Europe. Our participation ensures confidence for financiers and helps accelerate completion of this transformative project.”

The Project reinforces ICIEC’s mandate to promote inclusive development and integration among member countries. By enhancing freight mobility, supporting economic diversification, and contributing to Türkiye’s 2053 Net Zero vision, ICIEC’s support advances three key UN Sustainable Development Goals: SDG 8 – Decent Work and Economic Growth, SDG 9 – Industry, Innovation and Infrastructure, and SDG 11 – Sustainable Cities and Communities.

– on behalf of Islamic Corporation for the Insurance of Investment and Export Credit (ICIEC).

Media Contact:
Email: ICIEC-Communication@isdb.org

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About The Islamic Corporation for the Insurance of Investment and Export Credit (ICIEC):
As a member of the Islamic Development Bank (IsDB) Group, ICIEC commenced operations in 1994 to strengthen economic relations between OIC Member States and promote intra-OIC trade and investment by providing credit enhancement and risk mitigation solutions. The Corporation is the only Islamic multilateral insurer in the world and has been at the forefront of delivering a comprehensive suite of de-risking solutions to support cross-border trade and investment for its 51 Member States. ICIEC has maintained its “Aa3” rating with a stable outlook from Moody’s for 18 consecutive years, positioning the Corporation among the leaders in the Credit and Political Risk Insurance (CPRI) industry. Additionally, S&P has reaffirmed ICIEC’s “AA-” rating for the second year with a stable outlook. ICIEC’s resilience is underpinned by its sound underwriting practices, global reinsurance network, and strong risk management framework. Since inception, ICIEC has cumulatively insured over USD 121 billion in trade and investment, supporting key sectors such as energy, manufacturing, infrastructure, healthcare, and agriculture in its member states.

For more information, visit http://ICIEC.IsDB.org 

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